Auto insurance fraud causes insurance premiums to skyrocket, placing a heavy burden on consumer’s pocketbooks.
Auto insurance frauds rake in big business and organized criminal networks specializing in fake personal injury claims have made auto insurance premiums soar through the ceiling, landing heavy blows on consumer’s pockets. These crooks specialize in ‘staged accidents’. Car accidents are staged to frame an innocent driver and the insurance company for fake personal injury and property damage claims.
What is a Staged Accident?
Elderly drivers are most commonly targeted, as well as single women drivers, and drivers of expensive cars. A situation is created where it seems as though the innocent driver has committed an act of negligence and crashed into another vehicle. The fraudster will often travel with passengers and have quick eyewitnesses to testify to the negligence of the driver. They may insist on visiting a particular clinic or contacting their lawyer in order to file a large compensation claim from the insurance company.
Types of Staged Accidents
The occurrence of staged accidents in the U.S. is on the rise. A little vigilance and knowledge of what the different kinds of staged accidents are can help you avoid falling prey to them.
- The swoop and squat – The most common type of staged accident is the swoop and squat. In this method, two vehicles will drive beside the victim’s car. One of the cars will suddenly pull in front of the victim’s car and cause it to rear-end their car. The police will generally give the victim a ticket for driving too close to the front car.
- The bullet and target – A driver on the road causes the victim to overtake them, allowing the victim’s car to pass. Once in front, they speed up and bang the rear of the victim’s car, making it seem that the victim was speeding and cutting lanes.
- The drive down – This type of fraud usually occurs in parking lots. The victim’s car is hit from behind while coming out of the parking lot and the other driver blames the victim for backing up and causing an accident.
Steps to Avoid Staged Accidents
These are just some forms of staged accidents amongst a long list. All drivers should be aware of these frauds. Drivers who fall victim to such frauds should document all information, including:
- the name of the driver
- the names of the passengers
- names and contact details of eyewitnesses
- stage by stage occurrence of the accident
- driver’s license number
- pictures of the accident scene
Chicago Auto Wreck Attorneys
If you have been the victim of a staged accident, contact a Chicago auto wreck attorney who can assist you in determining what your next step should be. Call Willens Law Offices at (312) 957-4166 for a free consultation.