If you have suffered a Chicago workplace injury, some of the following mistakes could cost you your workers compensation benefits.
Workplace injuries happen all the time. Most people are not prepared for such as situation, and often end up making mistakes. When you suffer an injury on the job, it is important that you know what to do and what not to do. Some common mistakes can jeopardize your claim or greatly reduce the benefits/settlement that you receive. In this post, we will discuss the five most common mistakes to avoid after a workplace injury.
Not Reporting the Injury Right Away
One of the most common mistake workers make is that they do not report the injury right away. In Missouri, workers compensation law requires that you report an accident involving a workplace injury within 30 days to your supervisor or employer. Occupational illness must be reported within 30 days of diagnosis of the illness. Not reporting the injury in time can jeopardize your claim. Waiting any longer than you should to report the injury can raise questions on the integrity of your claim.
Failure to Disclose Any Previous Injuries
Failure to report any past accident or injury, even if it seemed minor, can cause you to lose your compensation entirely. In fact, failure to report any previous injuries can be considered fraud. When it comes to speaking with an insurance adjuster or filling out medical history forms, you should be transparent about any history of workplace injuries. You should report your previous injury even if it is in no way related to your existing condition.
Failure to Report the Actual Extent of Injuries
You should report all the injuries, even the minor and seemingly insignificant ones. If you have had a fall, and injured your back, but your leg also hurts, make sure to report that as well. Failing to report secondary injuries, and bringing them up at a later stage can make it look as if you are trying to claim more than you deserve. Any accompanying symptoms such as blurred vision, dizziness, headache, or body aches must be reported promptly.
Refusing to Return to Work Even When You are Able
Your doctor may recommend you to return to light duty work. Even though you may have to work for a lower wage, but refusing to accept the position can be considered voluntary loss of income. You may lose any further benefits and compensation. You may even be terminated for your refusal to work.
Not Seeking Legal Help
While you are not required to hire services of a workers compensation lawyer for your claim, but in some cases, especially those involving some kind of dispute, legal representation may be necessary. Thinking that you can handle your case on your own without legal help can prove to be a costly mistake. Insurance companies have a team of lawyers working for them, so it is in your best interest to have an experienced and competent Chicago workers compensation lawyer to fight for your rights.