After the shock of being injured in a Chicago car accident comes the shock of how much it can cost you.
Not only are you looking at car repairs and bodywork, but may now be facing a stack of medical bills that your health insurance policy will not cover. Before you take out a second mortgage to start paying off those medical bills, you should speak with a car accident attorney. They may be able to help you recover your financial damages, and even lower your costs in the process.
Even for Chicago drivers who have comprehensive car insurance coverage to cover the cost of the medical care, it could take months before you see a payout from your claim. In most cases, a driver will be expected to pay for those medical charges out of pocket until the claim is settled, hopefully in their favor. Any injury causing accident is going to be complicated, and the car insurance company is likely to conduct an investigation, trying to find ways in which they can deny your claim.
Should You Pay Your Medical Bills Before Getting Compensation for Your Car Accident?
Before putting yourself into further debt paying off the medical bills incurred from a Chicago car accident, you should consult with a Chicago car accident lawyer. They can explore other forms of compensation that could result in you receiving more compensation over-all. Bring all of the details of the car accident, including the police report, with you to the consultation along with your medical records and bills.
It is important during this time that you are keeping careful track of all of your expenses related to the car accident during this time. Not only does that help in ensuring that you recover all of the money spent, it goes towards helping establish the seriousness of your injury.
Should You Accept a Quick Settlement in Order to Avoid Collections?
Taking some time to resolve a car accident settlement can also be beneficial to you. If you have suffered injury that will require long term care, the cost of that future care could be incorporated into the settlement amount. Once you accept an offer, you are usually not permitted to ask for more, and since the extent of injury is not always evident at first, it could be in your best interest to wait until your treatment has been completed to see what the outlook is.
Negotiating With Medical Bill Collectors
A Chicago car accident attorney also has the ability to speak directly with your creditors while your claim is being processed. They can provide proof that bills will be paid after the settlement, and in some cases negotiate to have the bills reduced on your behalf. As a result, you may pay less for your medical care.
Why Speak With an Attorney?
No matter how small, or what the circumstances are, after being injured in an automobile collision it is always in your best interests to speak with a personal injury attorney. Bills can pile up fast during your treatment, but a qualified lawyer can help you mitigate the financial cost to you.
Call (312) 957-4166 to discuss your claim for free with a top-rated Chicago car accident lawyer.