Out of the total cost of workplace injuries, $250 billion, only $51.7 billion is covered by workers’ compensation.
Workers’ compensation was set up to help care for injured workers. However, a recent study suggests that nearly 80% of costs for workplace injuries are being covered by workers, other insurance companies, and governments, not by the workers’ compensation system.
The Shifting Burden of Workplace Injury
The study, published by researchers at the University of California Davis in the Journal of Occupational and Environmental Medicine showed that, out of the total cost of workplace injuries, $250 billion, only $51.7 billion is covered by workers’ compensation. The rest of the cost is shifted elsewhere, including more than $10 billion in medical expenses paid by workers and their families. More than $14 billion in medical expenses are paid by Medicare/Medicaid—your tax dollars.
What You Can Do to Improve the System
Workers, private insurance, and your tax dollars should not be made to bear the cost of workers’ compensation. Even employers suffer when they lose productivity but can’t claim it from their workers’ compensation insurance. The primary problem is that workers fail to make claims for their injuries.
Help improve the system by:
- Filing a claim for your workplace injury or occupational illness
- Encourage coworkers to file their claims
- Stand with coworkers against intimidation that prevents claims
- Help document and report harassment associated with a workers’ compensation claim
At Willens Law Offices, we understand that many people are afraid that filing a workers’ compensation claim may affect your job and promotion prospects, but the truth is that not reporting an injury can be very expensive, too. The cost of your injury may increase, and trying to “work it off” may lead to permanent disability. Even waiting to gauge the seriousness of your injury may prevent your claim.
Contact Willens Law Offices to Receive a Free Consultation from an Experienced Attorney
To discuss your personal injury, medical malpractice, car accident, wrongful death, or Illinois workers compensation case, call our Chicago Personal Injury Attorneys today at (312) 957-4166 to speak with an experienced personal injury attorney. Initially, we will listen to you and offer you guidance. We see this initial FREE consultation not only as a way for us to get to know you, but also for you to better understand who we are and what we can do, so you can feel comfortable making the decision as to which law firm to hire.
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