Our clients, a Grandmother and Grandson, were spending the day together in Bartlett, Illinois. After having enjoyed a nice lunch, they began the journey home. Unfortunately, their day took an unexpected and abrupt turn for the worse. As they approached the intersection of Illinois Route 59 and Army Trail Road, the light was green. They continued into the intersection, only to find that a vehicle had, without regard to the traffic control signals, entered directly into their line of travel. Our client did what she could to try and evade the collision, but it was far too late. A violent impact ensued, and both of our clients were rushed to the hospital.
The grandmother was diagnosed with neck, back, and right arms strains, along with a concern for a concussion. She was required to remain at the hospital for observation for a total of three days. The grandson was diagnosed with a back strain and a concussion that required vestibular therapy over the course of three months.
Unsurprisingly, the insurance carrier initially attempted to apportion blame to our client for “failing to keep a proper lookout.” After initial offers, well short of the other driver’s insurance limits, we began to strategically position the case for litigation. Within 30 days of our aggressive demand, the insurance company agreed to tender the entirety of their policy limits for both of our clients.
It’s just another example at what insurance companies will do to try and limit their responsibility, and attempt to force claimants to accept less than what their case is worth. It is extremely important that you contact an attorney to ensure that these insurance carriers are being held fully accountable for the damages sustained at the hands of negligent behavior.