Car accidents occur every day in big cities like Chicago and car accidents involving cabs seem to occur more and more frequently.
Cab insurance companies – as is common of most, if not all insurance companies – often fight tooth and nail to save as much money when attorneys make claims against them on behalf of their injured clients. Obviously insurance companies want to save money and make profits. Often, this is at the cost of the injured victims of the cab drivers’ negligent driving. Experienced personal injury attorneys will know how to provide solid evidence and arguments to these insurance companies to get them to pay full and fair compensation for their clients. Some of this evidence rests in the diagnosis and recommendations from the client’s primary care physician.
Today I yielded a call from a gentleman who was involved in a collision with a cab driver. The gentleman had the right of way crossing at an intersection and a cab blew a red light, colliding with his truck in a t-bone fashion. The gentleman didn’t go to the emergency room. He didn’t consult with a personal injury attorney who would have likely given him free counseling on how to proceed. Instead, he went to his chiropractor, someone he has seen before. The cab insurance company will now clearly argue that he had pre-existing injuries and the accident didn’t cause any harm. They will also argue that injuries were so minimal that he did not even need to see a medical doctor and that’s why he went to a chiropractor. Because this injured victim did not go to a medical doctor, the cab insurance company is likely to offer little to no compensation for the harm caused –despite the fact that the cab driver was clearly at fault.
A person in this gentleman’s shoes should seek the medical aid and advice of his/her primary care physician for various reasons. Aside from the fact that a primary care physician can provide treatment recommendations that will help alleviate if not cure a client’s injuries, his/her diagnosis and recommendations carry great credibility when presented to the insurance companies. A primary care physician can provide an unbiased opinion of the severity of an injury and a prognosis of the longevity of treatment.