Overall, Illinois has a higher rate of uninsured drivers than the US as a whole.
According to estimates by the Insurance Research Center (IRC), the most reliable source on the subject of uninsured motorists, about 15% of drivers in Illinois had no auto insurance, compared to the nationwide rate of 13.8%.
A Measure of the Economic Downturn
The IRC has repeatedly stated its position that the current economic downturn will have a major impact on the number of uninsured motorists on the road, sometimes taking it to a fever pitch. For example, when it released the 2007 numbers in 2009, showing that the nationwide uninsured motorist rate had dropped from 14.9% in 2003 to 13.8%, the IRC predicted that the nationwide uninsured motorist rate would increase to more than 16% by 2010.
However, the truth has been much different. After a brief rise in 2008 to 14.3% it dropped back to 13.8%. While some states like Massachusetts saw a significant increase (from 1% in 2007 to 4.5% in 2009), many others saw a significant decrease. California, for example, saw its uninsured motorist rate drop from 18% to 15%, roughly the same as Illinois. In Illinois, the number of uninsured drivers remained essentially constant from 2007 to 2009.
A Major Concern
Although we have not seen the dramatic increase in uninsured motorists that some feared, it remains a major concern. After all, if you are in a car accident, there is better than a 1 in 7 chance that the other driver does not have insurance, which could leave you without compensation for damage to your vehicle and medical expenses related to the accident.
Contact Willens Law Offices to Receive a Free Consultation from an Experienced Attorney
To discuss your personal injury, medical malpractice, car accident, wrongful death, or Illinois workers compensation case, call our Chicago Personal Injury Attorneys today at (312) 957-4166 to speak with an experienced personal injury attorney. Initially, we will listen to you and offer you guidance. We see this initial FREE consultation not only as a way for us to get to know you, but also for you to better understand who we are and what we can do, so you can feel comfortable making the decision as to which law firm to hire.
Request a Free Consultation