Uber went live in Chicago in 2011. Uber originally started in 2009 from the simple idea of the company’s co-founders – what if you could request a ride from your mobile phone? The idea took off at warp speed. Uber is cheaper than most taxi services and it seems like there is always an Uber driver close by. Since Uber made its first appearance in Chicago about ten years ago, the Uber car accident side of our personal injury practice has been on the rise. Not surprisingly, our car accident cases involving cabs have been on the decline, and Willens & Baez have become a well known Chicago Uber Car Accident Lawyer.
Many of our Uber accident cases involve situations where our clients are passengers in an Uber vehicle, the Uber driver is negligent and causes an accident with injuries to our client. Other cases involve the situation where our clients are passengers in an Uber vehicle and another vehicle causes a crash with the Uber vehicle. Sometimes our clients are pedestrians struck by Uber drivers. Sometimes our clients are in their own vehicles and are struck by an Uber driver. In all situations, our clients are injured and hire us to protect their rights under Illinois law.
If you are injured in an Uber accident, you should proceed with caution in dealing with Uber’s insurance companies. It’s critical to keep in mind that no matter how helpful an insurance company may seem, their interests are the complete opposite of yours. Uber’s insurance companies are no different.
As in any personal injury matter, insurance is always a critical factor in the case evaluation. Uber drivers must have their own personal automobile insurance policies in order to drive for the company. Then, Uber insures its drivers which varies depending on the status of a driver. For instance, if the driver has the app on and is waiting for a request from a potential customer, he may only be covered up to $50,000. From the time a customer requests a ride and until he is dropped off at his destination, the policy is $1,000,000. For a while, James River Group was insuring Uber but not long ago announced it would no longer. This is unfortunate as, in our experience, James River Group was a reasonable company to deal with. Now, Allstate is insuring Uber, at least in the Chicagoland area.
As with many car accidents, they are often caused by distracted driving. Uber cases are no different. The Uber app can only work on a smartphone. That means an Uber driver is susceptible to taking his attention off of his driving and onto the app.
If an accident happens while you are in an Uber vehicle and you are injured, you may very well be entitled to compensation, whether it’s from Uber or another vehicle that causes an accident. Depending upon the nature of your injuries, it would be wise to discuss your Uber case with a lawyer familiar with Uber accident cases to go over your rights. If another driver caused the accident, you can file a claim with his insurance company or a lawsuit. If the accident was the fault of the Uber driver, you would be entitled to file a claim against Uber’s insurance company or a lawsuit against Uber and/or its driver.
By filing a claim or lawsuit against the responsible party, a skilled accident lawyer will make sure you receive full and fair compensation for things such as medical expenses, lost wages, pain, suffering, disability, and disfigurement. If you would like to discuss your Uber case with a skilled Chicago Uber car accident lawyer, please contact us at 312-957-4166. Do not delay. Uber’s insurance company is probably already investigating.