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Who Pays for a Hit and Run Accident?

In Illinois, your insurance company is required to offer you uninsured motorist insurance, and this insurance should cover your damages, medical bills, and more.

A hit and run car accident should be a simple matter. In fact, you’re required to be offered the same amount of uninsured motorist coverage as you purchased in liability coverage, so if you purchased the recommended $100,000 liability insurance, you should be well covered for many car accident injuries.

When It Gets Complicated

However, it is often not so simple a matter. Insurance companies hate to pay claims, and with hit-and-run accidents, they have a ready excuse not to. Insurance companies will often claim that there was no hit and run. Instead, the accident was all your fault, and you hit something other than another car, maybe a light pole, tree, or traffic divider.

Proving the existence of a hit and run driver can be hard, especially when the impact with the car was minimal but caused you to lose control and strike another object. Even if you have paint or damage at the impact point, they may claim these are traces from old accidents, dings from car doors in parking lots, or anything other than evidence of a hit and run driver.

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Why Choose Willens & Baez

Millions in Case Verdicts & Settlements

Over the past two decades, Mr. Willens and his team of Chicago personal injury lawyers have been instrumental in obtaining numerous million-dollar-plus recoveries on behalf of clients in a wide variety of injury cases. One of the personal injury verdicts he was involved in was recognized by The National Law Journal as one of the Top 100 Verdicts in the country in the year in which it was tried. One of the verdicts he helped secure set a state record.



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