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Car Accident Lawyers in Chicago, IL

Willens & Baez is a top-rated law firm with an award-winning team of Chicago Personal Injury Lawyers and Car Accident Attorneys who can help you when you have been injured in a car accident. We help people who have been injured in car accidents across Chicago and all of Illinois. Since we charge no legal fees, unless and until we succeed in obtaining a monetary recovery for you, you can count on us fighting hard to get you the compensation you need and deserve. 

We know that an injury case has the potential to take over a person’s life, making it difficult to move forward. People turn to us for dedicated, caring help regardless of the type of accident or the type of injury sustained. . We want to help you take control of your situation so you can focus on what matters most: getting back on track. This is also why many of our firm’s cases are referred to us from other lawyers and law firms who trust us to handle their friends, family members and clients’ personal injury cases.

Why Let Willens & Baez handle your Chicago Car Accident Case?

You are entitled to justice if a traffic accident injures you or a loved one, especially if the accident results in a death. No amount of money will undo your suffering. But getting fair compensation will be a big help in getting you back on your feet. Willens & Baez is ready to provide you with the effective and compassionate legal service you need to successfully claim what you deserve.

If you’ve been in a car accident in Chicago or anywhere else in the state, determining your best course of action isn’t easy without an experienced Chicago auto accident attorney. At Willens & Baez, we know how to step in and take care of the details that protect your rights and options, assuring you of the compensation you need and deserve. 

Willens & Baez serves Chicago and surrounding areas. We are available 24/7. If you can’t come to us, we’ll arrange to come to you. Your consultation with us is free.

Call (312) 957-4166 For a Free Consultation

Need an Experienced Chicago Car Accident Attorney?

Chicago Car Accident Attorney

Now, more than ever is the time to practice safe, defensive driving in Chicago – and in all of Illinois. Why? Because the city and the state have become far more dangerous places for motor vehicle drivers and pedestrians since 2015. In 2016, 1,055 persons died in car accidents in Illinois, the second year in a row this grim statistic exceeded 1,000 deaths. Traffic accidents with more than 1,000 fatalities last occurred in 2008.

And things might not take a turn for the better in 2018 and the years ahead. That’s due to the state’s faster speed limit (70 mph from 65 mph on rural interstates instituted in 2014), more miles being driven as gas prices remain low, and because the state still has no law requiring motorcycle drivers to wear protective helmets.

The Illinois Department of Transportation (IDOT) promises renewed public safety campaigns and better-targeted traffic enforcement patrols to mitigate the spike in accident deaths. These laudable moves, however, can only go so far. When you’re out on the road these days, your safety rests increasingly in the hands of other drivers whose distracted states of mind aren’t focused on safe driving. Many more cars on the road today also increases the risk of an accident.

Your professionalism, persistence and continued support let me and my family get through this very difficult time.

– M.W. a former client

How To Handle Insurance Companies

We relieve you of worry and stress so you can focus on getting well. Your health should be your primary concern, not dealing with insurance companies and other details that can cause additional stress.

We’ve learned from hard-won experience that insurance companies aren’t on your side. As a one-time employee of a large insurance company, our firm’s founder, Matthew L. Willens, is very familiar with insurance company tactics and can thwart any effort to deny you your rightful, full and fair compensation. We know how to assign liability where it belongs.

If you’ve a lost a loved one in a fatal car accident in or around Chicago, we can help you understand your legal rights and options. Matt Willens is a compassionate, yet aggressive Chicago auto accident lawyer who will ensure that your rights are protected and that you and your family receive the full and fair compensation that you need and deserve.

An insurance company will rarely offer someone without a reputable personal injury lawyer a full and fair settlement. Keep in mind that insurance companies make billions of dollars by collecting as much as they can in premiums from ordinary people, then paying out as little as possible when claims are made. Their tactic of denying, delay, defend after an accident has been the top tactic used by insurance companies for decades to deny you rightful compensation.

At Willens & Baez, we determine your fair settlement based on key factors: past and future medical bills; rehabilitation; lost earnings; loss of earning capacity; disfigurement; pain and suffering; disability; loss of a normal life and changes in your relationships with loved ones. We determine this at the appropriate time, on our client’s timetable, not the insurance company’s.

The State Of Road Safety In Illinois

chicago-auto-crash-fatal-accidentsNo one wants to be involved in an accident, especially if you practice safe, defensive driving. But it is prudent to know what you face every time you take your car out of the safety of your driveway and onto the state’s roadway system.

It’s to be earnestly hoped the number of traffic fatalities in the states falls below 1,000 persons this year and in the years ahead. The fact remains, however, that the speed limit remains at 70 mph and that drivers are traveling more. Then, there’s a steady increase in the number of young drivers on the road. Taken together, these three causes plus a range of others contribute to the uncertainty about safety on Illinois’ roads.

  1. DISTRACTED DRIVING: More than 6,000 car accidents occurred when a driver was using a mobile phone from 2009 to 2013 Learn More About Distracted Driving
  2. NOT USING SEATBELTS: Close to half of the people killed weren’t wearing seatbelts.
  3. DRIVING UNDER THE INFLUENCE: Some 25 percent of fatalities involved a drunk or impaired driver. Learn More About Driving Under the Influence
  4. UNLICENSED DRIVERS: These people were involved in 151 deadly car accidents in 2016.
  5. LONGER ROAD TRIPS: In-state drivers traveled 1.7 percent more miles in 2016 than in 2015. Low gas prices are one reason for increased driving.

Rural Interstates Are Deadly

Illinois Personal InjuryState statistics reveal that most traffic deaths occur on rural interstates. The National Safety Council points out that motorists tend to drive much faster on longer rural roads than on shorter city roads. As a result, car accidents tend to be more violent and cause more fatalities on rural interstates.

Road safety experts affirm that higher speed limits nationwide – including Illinois – are among key factors in the rise of fatal crashes. It is regrettable to learn that traffic deaths in Illinois actually fell to a record low in the first full year of higher speeds (2014) before spiking in 2015 and again in 2016. Illinois’ higher speed limit came into effect on January 1, 2014.

Research has consistently shown that adults are much more likely to survive a collision when a vehicle is traveling slower than 25 mph. The likelihood of a pedestrian or cyclist death greatly increases when the motor vehicle’s speed exceeds 25 mph.

Illinois’ Interstate Highway System is quite long. It consists of 13 main highways and 11 auxiliary highways with a combined length of 2,249 miles. The Interstate Highway with the longest section is Interstate 57 with a length of 356 miles.

Vehecular chicago auto wreckIn big Illinois cities such as Chicago, however, the faster speed limit has been more dangerous to pedestrians. Safety experts see the problem as one involving both distracted drivers and distracted pedestrians. To a large extent, smartphones drive this distraction. So, be on high alert when you see pedestrians using their smartphones at a crosswalk, or drivers talking on their phones.

Chicago car accident lawyers know just how bad it gets out there. Chicago is prone to road accidents because of its heavy traffic and the massive rush of pedestrians within this 234-square mile city. The city’s Central Business District, which includes most parts of the Near North Side and Loop Chicago area, is particularly prone to both vehicular and pedestrian accidents.

Illinois Crash Facts Statistics identified five locations in Chicago more prone to accidents involving pedestrians, consequently, be on the alert when you get to these areas:

  • Jackson St. between Clark St. & Wabash Ave.
  • Michigan Ave. between Chicago Ave & Oak Street
  • Dearborn St. between Ohio St. & Huron St.
  • Canal St. between Jackson & Washington St.
  • Columbus/Fairbanks between Water St. & Ontario St.

Around 78% of all pedestrian-related accidents took place at an intersection. In most cases, pedestrians were hit when they were trying to cross safely with the traffic light flashing green on their side.

Chicago Car Accident Facts and Statistics 

Now more than ever is the time to practice safe, defensive driving in Chicago and across Illinois. The city and the state have become far more dangerous for motor vehicle drivers and pedestrians over the past decade.

  • 112,032 car crashes in Chicago in 2024, the third-highest annual total since 2015
  • 25,692 people injured in Chicago car crashes in 2024, the highest number ever recorded
  • 124 traffic fatalities in Chicago in 2024
  • Peak crash times: between 3 PM and 5 PM, with Saturday as the most common day
  • Over 8,000 severe or fatal accidents in 2023 involved left turns
  • Accidents spike in winter months, rush hour periods, and on congested urban routes

These numbers are not just statistics. Each one represents a real person whose life was disrupted. If you are one of them, you deserve an attorney who will fight for every dollar you are owed.

Most Common Car Accident Injuries In Chicago

Serious injuries can result in lost wages, lost earning potential, medical bills and long-term medical treatment. The type of compensation you need to move forward may depend on the kind of personal injury suffered and its severity. Some common types of car accident injuries include:

  1. BACK INJURY: It’s important to seek immediate medical attention immediately after a car accident. Keep in mind that even if a doctor tells you there doesn’t seem to be anything seriously wrong, you may still have suffered a back injury. Learn More About Back Injuries
  2. BROKEN BONES: Broken bones or a bone fracture suffered in a car accident are not minor injuries. They will always require medical attention and a period of time to heal. Many people are unable to return to work while they recover from their injury. That’s why compensation will almost always include lost wages. Learn More About Broken Bones
  3. NECK INJURY: Many neck injuries present symptoms right away, while others may take days or weeks. Don’t assume you have no serious neck injury because there doesn’t seem to be anything initially wrong. If you’ve been involved in a car accident and think you’ve injured your neck, seek medical treatment. Learn More About Neck Injuries
  4. KNEE INJURIES: Knee injuries that result from car accidents can be serious. If you need weeks or months to recover, you will have to deal with lost wages. You might not be able to do the same work as you once did, resulting in a loss of earning capacity. Learn More About Knee Injuries
  5. CATASTROPHIC INJURIES: A catastrophic injury is an injury that permanently prevents an individual from performing any gainful work. These injuries often place a huge burden on the victim’s family because of their serious, long-term effects. In addition, the lifetime expense of rehabilitation and medical bills will impose a serious financial stress on a family. Learn More About Catastrophic Injuries
  6. WHIPLASH: Whiplash includes a range of injuries to the neck caused by or related to a sudden distortion of the neck associated with what’s called extension. In many whiplash cases, the actual extent of the physical damage sustained by a patient, particularly to their soft tissues in the cervical region, are not immediately evident following a car accident. The symptoms of minor whiplash injuries tend to dissipate over a period of time. In more serious whiplash injuries, however, victims can suffer immediate and prolonged medical problems. Learn More About Whiplash

No matter what your injury is, you should receive ALL of your benefits, not just the ones the insurance company wants to approve. Insurance companies make billions of dollars by collecting as much as they can in premiums from ordinary people, then paying out as little as possible when claims are made.

At Willens & Baez, our Chicago car accident attorneys want to help you take control of your situation so you can focus on what matters most – getting back on track.

Types of Car Accidents We Handle

The type of injuries suffered by motorists, passengers, and pedestrians depends heavily on the type of collision. How vehicles collide also determines the resulting injuries. Injuries can be reduced by safety features like seat belts, airbags, and crumple zones, but injuries and fatalities are still likely at high speed.

To a great extent, the type of injuries suffered by motorists and their passengers or pedestrians rests heavily on the type of accident they were involved in. How vehicles collide also bears on the resulting injuries.

Injuries to a vehicle’s occupants can be mitigated by safety features such as seat belts, airbags and crumple zones, and the weight and construction of the vehicle. But injuries – and fatalities – are more likely to occur at high speed despite safety precautions.

Head-on collisions

Often fatal, head-on collisions involve the front ends of two vehicles smashing into each other, or a single vehicle colliding with a static object such as a tree or telephone pole. The immense impact of two speeding vehicles ramming into each other will often negate any protection provided by crumple zones and seat belts. Hence, the often-fatal outcomes of these horrific collisions. On the other hand, single-car collisions might cause driver and passenger injuries, pedestrian injuries, and extensive property damage. Head-on collisions can also involve bicyclists, motorcyclists, pedestrians and other innocent bystanders, with often fatal results for these victims.Learn more about Head on Collisions

Vehicle rollover

The deadliest type of crash is a rollover in which a vehicle is flipped over onto its side or roof as a result of faulty driving or by a collision with another vehicle. Often caused by sharp turns at high speed, rollovers can cause serious injuries, including spinal cord injuries and fractured limbs. The risk of death is higher in a vehicle rollover because of its potential to break the necks of the driver and any passengers. Learn more about Vehicle Rollover Accidents

Multiple vehicle collisions

Pile-ups” or chain reaction crashes can cause numerous casualties due to the sheer number of vehicles involved. Up to 100 or more vehicles can be involved in a pile-up, which is more likely to occur on wet or iced-over roads.

Pile-ups can result in a single vehicle hit multiple times, thereby increasing the danger of injuries or death among the vehicle’s occupants. The aftermath of a multiple vehicle collision is also dangerous since crumpled vehicles smashed into or piled atop one another make escaping from these wrecks a difficult task, especially for the injured.

Pile-ups generally occur in low-visibility conditions along freeways. A direct cause is a vehicle driving too close to the vehicle in front and not adjusting to road conditions. Chain reaction crashes are the result of this unsafe type of driving. Learn More About Multiple Vehicle Collisions

Rear-end collisions or rear-ending” 

This type of accident can be caused either by the car in front suddenly slowing down or braking, or by the following car accelerating more rapidly than the vehicle in front of it. In many cases, injuries to the occupants of the impacted vehicle are usually much worse. The driver of the car that rear-ends the other car is usually considered at fault.

A common and severe injury is whiplash or injuries to the neck caused by or related to a sudden distortion of the neck associated with an extension. Whiplash is an ever-present danger in rear-impact collisions, even when the crash occurs at moderate speeds. Learn More About Rear-End Collisions

Side-impact collisions or T-bone

Being broadsided occurs when the side of a vehicle is hit by the front or rear of another vehicle or a fixed object. Damage to the impacted vehicle and injuries to the vehicle’s occupants are more likely to be severe in T-bone hits.

Passengers on the side of a vehicle struck usually sustain far worse injuries than they would in a front or rear-end collision. It’s for this reason that more and more vehicles are being equipped with side airbags, and designed with crumple zones.

Negligence And The Law

Fender Bender Car Accident Automobile insurance protects against the financial and physical consequences of whatever type of vehicle accident. This type of insurance is mandatory in Illinois, where the liability against a negligent driver is normally based on negligence. In most cases, the likely source of compensation for an injured pedestrian is automobile insurance.

Illinois requires that insurance companies provide uninsured motorist or underinsured motorist (UM/UIM) insurance. Even if the negligence of the at-fault driver is upheld, however, the ability of an injured pedestrian to obtain financial compensation will depend on the extent of the driver’s insurance coverage.

Illinois is not a “no-fault insurance” state. No lawsuit against the defendant is allowed in a no-fault state. In a no-fault state, the plaintiff’s insurance will pay the plaintiff’s claim if the injury or damage caused by the accident is below a certain limit, and there are no serious injuries.

chicago-tbi-medical-billsIn Illinois, however, liability and compensation are determined by the state’s modified comparative fault doctrine. This means a person injured in a pedestrian or auto accident is generally entitled to financial damages up to the percentage of fault attributed to the negligent driver.

This also means a plaintiff’s damages will be reduced by the degree of fault assigned to him or her. Any recovery is barred if the judge or jury decides the plaintiff is 51% responsible for causing his or her injuries.

If the driver causes the accident, the driver’s insurance will provide compensation. If the driver is uninsured, then UIM or no-fault coverage will compensate the pedestrian for their losses.

In Illinois, the minimum liability coverage drivers must carry amounts to a mere $20,000 per injury victim and $40,000 per accident. These sums are patently inadequate, especially when an injured victim suffers a serious injury, and more so when there are multiple victims in an accident.

A good Chicago auto accident lawyer will tell you that a workable option is to look at the liability and insurance coverage of all potential defendants, apart from the negligent driver. Among those that can be held liable are the negligent driver’s employer; the motor vehicle maker (based on defects in the vehicle involved in the accident); local governments because of unsafe roads, and a claim for UM/UIM benefits.

The negligent driver’s insurance company will always attempt to shift blame to the plaintiff to get their client off the hook. The Illinois statute of limitations (or the deadline for a lawsuit to be initiated after the accident) stipulates that a personal injury lawsuit must be filed within two years of the accident. That’s why it’s so important to contact a Chicago auto accident attorney as soon as possible if you’ve been injured.

My deepest and most heartfelt sincere thank you for all of your efforts. You went above and beyond. I cannot thank you enough for all of your help. You are always in our prayers.

– P.M. a former client

Chicago Motor vehicle accidents

The Ever-Present Danger From Distracted Drivers And Mobile Phones

woman distracted by cell phone while drivingThe National Highway Traffic Safety Administration (NHTSA) defines distracted driving as any activity that diverts attention from driving. Among these potentially dangerous activities are talking or texting on a mobile phone; eating and drinking; talking to people in the vehicle, and fiddling with the stereo, entertainment or navigation system.

Distracted driving is lethal. NHTSA data shows that distracted driving took the lives of 3,477 persons (drivers and other victims) in the U.S. in 2015 alone. NHTSA reveals that 80% of accidents and 16% of highway deaths are the results of distracted drivers.

It’s also alarming to learn that 1.6 million, or one-fourth of all crashes annually in the U.S., are due to drivers talking on a mobile phone (also called smartphones). Another 1 million, or 18% of traffic accidents, are due to text messaging while driving.

auto accident attorney texting drivingThese numbers mean that distracted driving when using a mobile phone causes one accident every 24 seconds. Studies by NHTSA and other road safety groups continue to affirm that texting while driving is a “most alarming distraction” that can lead to deadly consequences. They’ve shown that sending or reading a text takes a driver’s eyes off the road for about five seconds.

At a driving speed of 55 miles per hour, that distraction is the equivalent of driving the length of an entire football field with your eyes closed.

NHTSA stands firm in its conviction a driver can’t drive safely unless the task of driving has their full attention. Any non-driving activity – especially talking on a mobile phone or texting – is a distraction that increases a driver’s risk of crashing.

Texting while driving is the most widely reported form of distracted driving. It creates a crash risk 23 times higher than driving while not distracted. Despite the flood of information warning against distracted driving, more than 37% of U.S. drivers admit to sending or receiving text messages while driving. Another 18% admit doing so regularly.

Consequences of reckless driving

Chicago car wreck victim on the phone after accidentThe consequences of distracted driving and other forms of reckless behaviors is sickening. These behaviors include drunk driving, speeding, and driving while impaired by drugs.

NHTSA data show the loss of 37,461 lives on U.S. roads in 2016, an increase of 5.6% from 2015. The number of vehicle miles traveled (VMT) on U.S. roads in 2016 rose by 2.2%, and resulted in a fatality rate of 1.18 deaths per 100 million VMT, up 2.6% from the previous year.

NHTSA reported a drop in fatalities resulting from distracted driving and drowsy driving. On the other hand, deaths related to other reckless behaviors – speeding, alcohol impairment and not wearing seat belts – continued to increase. Motorcyclist and pedestrian deaths accounted for more than a third of the year-to-year increase.

The toll inflicted by reckless driving behavior in 2016

  • Drunk-driving deaths (10,497 fatalities) increased by 1.7%;
  • Speeding-related deaths (10,111 fatalities) increased by 4.0%;
  • Unbelted deaths (10,428 fatalities) increased by 4.6%;
  • Motorcyclist deaths (5,286 fatalities – the largest number of motorcyclist fatalities since 2008) increased by 5.1%;
  • Pedestrian deaths (5,987 fatalities – the highest number since 1990) increased by 9.0%; and
  • Bicyclist deaths (840 fatalities – the highest number since 1991) increased by 1.3%;
  • Distraction-related deaths (3,450 fatalities) decreased by 2.2%;
  • Drowsy-driving deaths (803 fatalities) decreased by 3.5%

Teenagers are at high risk

young driver on cell phoneNHTSA has determined that distracted driving accounts for 25% of all crashes involving teenage drivers. This was affirmed by the U.S. Centers for Disease Control and Prevention (CDC), which reported that drivers under the age of 20 are at the highest risk of distracted driving-related crashes.

That teenagers are inordinately fond of their mobile phones is no secret. In many cases, this fondness continues when teenagers take to the wheel. Nearly half of all American high school students age 16 and over texted or emailed while driving, reported a CDC study released in 2011. The study also revealed that teenagers who text while driving were almost two times as likely to get in a car with a driver who has been drinking. These teens are also five times as likely to drink and drive under the influence.

The results of these behaviors are tragic.

In 2013, almost one million teenage drivers between the ages of 16 and 19 were involved in motor vehicle crashes. These accidents resulted in 2,865 deaths and 383,000 injuries nationwide.

Mobile phone use (talking, texting or searching for information) was implicated as a cause for 12% of teen accidents. In more than half of the rear-end crashes involving mobile phone use, the distracted teen driver had no idea he was about to be hit. If you’ve been the victim of distracted driving, make sure to contact a Chicago car accident lawyer as soon as possible to get the help you need.

How to Handle Insurance Companies

We relieve you of worry and stress so you can focus on getting well. Your health should be your primary concern, not dealing with insurance companies and other details that cause additional stress.

We have learned from hard-won experience that insurance companies are not on your side. As a one-time employee of a large insurance company, our firm’s founder, Matthew L. Willens, is very familiar with insurance company tactics and can thwart any effort to deny you rightful, full, and fair compensation. We know how to assign liability where it belongs.

An insurance company will rarely offer someone without a reputable personal injury lawyer a full and fair settlement. Insurance companies make billions of dollars by collecting as much as they can in premiums from ordinary people, then paying out as little as possible when claims are made. Their tactic of deny, delay, and defend after an accident has been the top tactic used by insurance companies for decades to deny you rightful compensation.

After a crash, victims are often bombarded by calls, forms, and demands for recorded statements. Your attorney becomes the gatekeeper, handling every insurer, bill collector, and medical office so you can focus on healing. Hospitals and insurers may also file liens on your settlement. Our attorneys negotiate with providers and insurers to reduce these amounts, putting more money in your pocket.

At Willens & Baez, we determine your fair settlement based on key factors: past and future medical bills, rehabilitation, lost earnings, loss of earning capacity, disfigurement, pain and suffering, disability, loss of a normal life, and changes in your relationships with loved ones. We determine this at the appropriate time, on our client’s timetable, not the insurance company’s.

What a Chicago Car Accident Lawyer Does for Your Case

A car accident attorney does far more than file paperwork. Here is what happens when you hire Willens & Baez:

Investigate the Accident Immediately. Accident scenes change within hours. Surveillance footage gets overwritten. Cars are repaired. Memories fade. Our team gathers crash reports, witness statements, surveillance and dashcam footage, vehicle black box data, and physical evidence before it becomes unavailable. When needed, we bring in accident reconstruction experts to build an unshakable picture of what happened.

Assess Your Full Damages. We calculate every dollar you are owed: emergency room bills, ongoing treatment, physical therapy, prescriptions, lost wages, reduced earning capacity, pain and suffering, emotional distress, and loss of enjoyment of life. We also account for future costs that many people overlook, like lifelong therapy, future surgeries, and diminished earning potential.

Handle All Insurance Communications. We deal with every insurance company involved so you do not have to. We respond to their requests, counter their lowball offers, and negotiate aggressively. Both of our founding partners previously worked as insurance defense lawyers, so we know their playbook inside and out.

Negotiate a Fair Settlement. Most car accident cases settle before trial. But a good settlement only happens when the insurance company believes your lawyer is willing to go to court. Our track record of million-dollar verdicts gives us real leverage at the negotiation table. Data shows that people with legal representation in Illinois receive three to four times more in settlements than those who go it alone.

Take Your Case to Trial if Needed. If the insurance company refuses a fair offer, we are prepared to go to trial. Our attorneys have secured verdicts recognized by The National Law Journal as among the Top 100 Verdicts in the country. Insurance adjusters know which lawyers actually try cases and which ones always settle. That reputation matters.

Reduce Medical Liens and Negotiate Bills. After your case is resolved, hospitals and health insurers may have liens against your settlement. We negotiate these down so you keep more of your recovery. We can also connect you with medical providers who treat car accident injuries on a lien basis, meaning you do not have to pay for treatment upfront.

Guide and Educate You. We explain your options, deadlines, and legal concepts in plain language. You will never be left in the dark. We return calls within hours and keep you updated at every stage.

Why You Need a Lawyer After a Chicago Car Accident

Many people wonder if they really need a lawyer after a crash. The short answer: if you were injured and someone else was at fault, yes. Here is why.

  • Insurance companies want to pay less. They have teams of adjusters and defense lawyers whose job is to minimize your payout.
  • Illinois law is complex. Comparative fault rules, damage caps, and filing deadlines can trip up anyone without legal training.
  • Medical bills add up fast. Severe injuries like spinal cord damage or traumatic brain injury can cost hundreds of thousands of dollars.
  • Evidence disappears quickly. Surveillance footage, witness memories, and physical evidence degrade within days or weeks. Legal action must start fast.
  • Mistakes are permanent. A poorly worded statement, a missed insurance deadline, or an early settlement can destroy your claim forever.
  • Representation changes outcomes. 91% of victims with legal representation receive compensation, compared to much lower rates for those who settle alone.

Real Example: After a side-impact crash on Western Avenue, one Chicagoan faced $100,000 in medical bills and a complex fault dispute. Their attorney uncovered critical dashcam footage, shifted liability, and secured over $850,000 in compensation. That result was not possible without experienced legal help.

Common Car Accident Injuries in Chicago

Serious injuries can result in lost wages, lost earning potential, mounting medical bills, and long-term treatment. The compensation you need depends on the type of injury and its severity. Common car accident injuries include:

Back Injuries. Seek immediate medical attention after any car accident. Even if a doctor says nothing appears seriously wrong, you may still have a back injury that shows up later.

Broken Bones. A bone fracture suffered in a car accident always requires medical attention and a recovery period. Many people are unable to return to work while healing. Compensation will almost always include lost wages.

Neck Injuries. Many neck injuries present symptoms right away, while others take days or weeks to appear. Do not assume you have no serious injury just because nothing seems wrong initially.

Knee Injuries. Knee injuries from car accidents can be serious. If you need weeks or months to recover, you will face lost wages and may not be able to do the same work you once did.

Catastrophic Injuries. A catastrophic injury permanently prevents a person from performing any gainful work. These injuries place a huge burden on the victim’s family because of their serious, long-term effects. The lifetime expense of rehabilitation and medical bills creates severe financial stress.

Whiplash. Whiplash includes a range of injuries to the neck caused by sudden distortion associated with extension. In many cases, the actual extent of damage to soft tissues is not immediately evident. Symptoms of minor whiplash tend to dissipate over time, but more serious cases can cause immediate and prolonged medical problems.

No matter what your injury is, you should receive all of your benefits, not just the ones the insurance company wants to approve.

Negligence and the Law in Illinois

Automobile insurance protects against the financial consequences of a vehicle accident. This insurance is mandatory in Illinois, where liability against a negligent driver is normally based on negligence.

Illinois is not a “no-fault insurance” state. In Illinois, liability and compensation are determined by the state’s modified comparative fault doctrine. This means a person injured in a car accident is generally entitled to financial damages up to the percentage of fault attributed to the negligent driver.

This also means a plaintiff’s damages will be reduced by the degree of fault assigned to them. Any recovery is barred if the judge or jury decides the plaintiff is 51% or more responsible for causing their injuries.

If the at-fault driver causes the accident, their insurance provides compensation. If the driver is uninsured, then UM or no-fault coverage compensates the victim for their losses.

The negligent driver’s insurance company will always attempt to shift blame to the plaintiff. A good Chicago auto accident lawyer will look at the liability and insurance coverage of all potential defendants beyond just the negligent driver. Those who can be held liable include the driver’s employer, the vehicle manufacturer (based on defects), and local governments (because of unsafe road conditions).

The Illinois statute of limitations stipulates that a personal injury lawsuit must be filed within two years of the accident. That is why it is so important to contact a Chicago auto accident attorney as soon as possible after you have been injured.

High-Risk Areas for Pedestrian Accidents in Chicago

Illinois Crash Facts statistics identified five locations in Chicago that are more prone to accidents involving pedestrians. Be on high alert when you get to these areas:

  • Jackson St. between Clark St. and Wabash Ave.
  • Michigan Ave. between Chicago Ave. and Oak Street
  • Dearborn St. between Ohio St. and Huron St.
  • Canal St. between Jackson and Washington St.
  • Columbus/Fairbanks between Water St. and Ontario St.

Around 78% of all pedestrian-related accidents took place at an intersection. In most cases, pedestrians were hit when they were trying to cross safely with the traffic light on their side.

The Danger of Distracted Driving

The National Highway Traffic Safety Administration (NHTSA) defines distracted driving as any activity that diverts attention from driving: talking or texting on a phone, eating and drinking, talking to passengers, or fiddling with the stereo or navigation system.

Distracted driving is lethal. NHTSA data shows 80% of accidents and 16% of highway deaths are the result of distracted drivers. Texting while driving creates a crash risk 23 times higher than driving while not distracted. Sending or reading a text takes a driver’s eyes off the road for about five seconds. At 55 miles per hour, that is the equivalent of driving the length of an entire football field with your eyes closed.

Despite the flood of information warning against distracted driving, more than 37% of U.S. drivers admit to sending or receiving text messages while driving. Another 18% admit doing so regularly.

Teenage drivers are at especially high risk. NHTSA has determined that distracted driving accounts for 25% of all crashes involving teenage drivers. The U.S. Centers for Disease Control and Prevention reports that drivers under 20 are at the highest risk of distracted driving-related crashes. If you have been the victim of distracted driving, contact a Chicago car accident lawyer as soon as possible.

Other Forms of Reckless Driving

Distracted driving is only one part of the problem. Other forms of reckless behavior that cause serious and fatal accidents in Chicago include:

  • Drunk driving: approximately 25% of traffic fatalities in Illinois involve a drunk or impaired driver
  • Speeding: higher speed limits on rural interstates (70 mph since 2014) contribute to more violent crashes and more fatalities
  • Not using seatbelts: close to half of the people killed in Illinois crashes were not wearing seatbelts
  • Unlicensed drivers: involved in hundreds of deadly crashes annually across the state

Research consistently shows that adults are much more likely to survive a collision when a vehicle is traveling slower than 25 mph. The likelihood of a pedestrian or cyclist death greatly increases when the vehicle’s speed exceeds 25 mph.

How to Choose the Right Chicago Car Accident Attorney

Not all car accident lawyers are the same. Here is what to look for when choosing one in Chicago:

  • Car accident experience. Look for a lawyer who handles accident cases regularly. A general practice attorney who also handles divorces, criminal cases, and real estate will not have the same depth of knowledge.
  • Proven track record. Ask about past results. Has the firm won million-dollar verdicts? Do they have results in cases similar to yours?
  • Trial readiness. Many firms settle every case because they lack the skill or willingness to go to trial. Insurance companies know this and offer less. Choose a firm that takes cases to court when necessary.
  • Local knowledge. A Chicago-based attorney knows local courts, judges, and insurance company strategies. That familiarity is a real advantage.
  • Responsiveness. You should be able to reach your attorney when you have questions. Will calls be returned the same day? Will you get regular case updates?
  • Contingency fee. Reputable car accident lawyers charge nothing upfront. You only pay if you win. If a firm asks for money upfront, walk away.
  • Resources. Serious cases require accident reconstruction experts, medical specialists, and investigators. Make sure the firm has the resources to handle your case properly.

Red Flags to Avoid When Hiring a Car Accident Attorney

Even more important than knowing what to look for is spotting the warning signs. Here is what to watch out for:

Red Flag

What You Want Instead

Vague about costs or fees

Transparent contingency fee, no hidden costs

Unresponsive to calls and emails

Responsive, keeps you updated regularly

No specialization in car accidents

Decades of focused car accident practice

Pushes you for quick decisions

Lets you review everything, never rushes your choice

Promises guaranteed dollar amounts

Realistic about outcomes, shares past case results

Unclear or evasive about past results

Open about verdicts and settlements

Bad reviews or no referrals

Excellent client and peer reputation

High-pressure contract signing

Comfortable pace, free consultation, no obligation

No local presence (out-of-state firm)

Chicago-based with local court experience

Real Case Results from Chicago

Every case is different, but these real scenarios show the kind of results experienced legal representation can produce:

Side-Impact on Western Avenue. A Chicagoan faced $100,000 in medical bills and a complex fault dispute. Our attorney uncovered critical dashcam footage, swung liability, and secured over $850,000.

Rear-End Crash on the Dan Ryan Expressway. What started as a claim dismissed as “minor” became a six-figure settlement after our attorney uncovered the at-fault driver’s texting records, proving chronic injuries were directly caused by the crash.

Side-Impact in Humboldt Park. Dashcam video and witness interviews flipped an initial police finding, tripling the insurance payout for our client.

Pedestrian Accident Near Wrigley Field. Persistent investigation led to a full policy-limit recovery for a local teacher struck in a crosswalk.

Rideshare Collision in River North. Navigating the tangled web of multi-policy rideshare insurance, our firm gained full reimbursement plus pain and suffering compensation for an injured passenger.

Common Misconceptions About Car Accident Claims

We hear these myths from clients all the time. Here are the facts:

Myth

Fact

If I am partly at fault, I cannot get compensation.

Illinois law allows recovery if you are less than 51% at fault. Your lawyer’s job is to minimize the blame assigned to you.

Lawyers are too expensive after an accident.

Most Chicago car accident lawyers work on contingency. You pay nothing unless you win.

The insurance company’s offer will be fair.

Insurers typically lowball claims. A lawyer nearly always secures a higher payout.

Minor accidents don’t need a lawyer.

Even “small” accidents can lead to major costs. Better to have expert advice early.

I have to go to court to win.

Over 90% of claims settle out of court. A good lawyer thrives in either scenario.

A police report is required to file a claim.

While important, other evidence (photos, witnesses, medical records) can support your case.

I have plenty of time to file a claim.

You have just two years in Illinois. Evidence and witnesses fade fast, so act early.

I can switch lawyers if I’m unhappy.

Yes, you can switch at almost any time. Just review the new fee agreement carefully.

Frequently Asked Questions

What should I do immediately after a car accident in Chicago?

Call 911 and get medical attention, even if you feel fine. Document the scene with photos. Gather witness contact information. Do not give a recorded statement to the other driver’s insurance company. Contact a car accident lawyer before talking to any insurer.

How much does a car accident lawyer cost?

At Willens & Baez, it costs you nothing upfront. We work on a contingency fee basis, which means we only get paid if we recover money for you. If we do not win, you owe us nothing. There are no hidden fees.

How much is my car accident case worth?

Every case is different. The value depends on injury severity, medical costs, lost income, the degree of pain and suffering, and fault. We evaluate each case individually during a free consultation.

Can I still recover compensation if I was partly at fault?

Yes. Illinois follows a modified comparative negligence rule. You can recover damages as long as you were less than 51% at fault. Your compensation is reduced by your percentage of fault. For example, if you were 20% at fault and damages total $100,000, you could recover $80,000.

How long do I have to file a claim?

The Illinois statute of limitations is generally two years from the date of the accident. Missing this deadline almost always means losing your right to compensation entirely. Act fast to preserve evidence and protect your rights.

What if the other driver does not have insurance?

You may still have options. Your own uninsured or underinsured motorist coverage can apply. Illinois requires this coverage unless you specifically reject it in writing. An attorney can review your policy and find every available source of compensation.

Do most car accident cases go to trial?

No. Over 90% of personal injury claims in Illinois settle before trial, often thanks to skilled negotiation. However, having an attorney ready and willing to go to court is what pressures insurance companies into offering fair settlements.

How soon should I hire a lawyer after my accident?

As soon as possible. Evidence degrades within days. Surveillance footage gets overwritten. Witness memories fade. The sooner you have legal representation, the sooner evidence is preserved and the insurance company knows you are serious.

Can a lawyer really increase my settlement?

Yes. Data shows that people with legal representation in Illinois receive three to four times more in settlements or verdicts than those who handle claims on their own. Insurers offer higher settlements when they know your attorney has a reputation for winning at trial.

Why Choose Willens & Baez for Your Car Accident Case

Choosing the right law firm is one of the most important decisions you will make after a car accident. Here is why Chicago trusts Willens & Baez:

  • 25+ years representing car accident victims. We have handled thousands of car accident cases across the Chicago metro area.
  • Former insurance defense lawyers. Both founding partners, Matthew Willens and David Baez, previously defended insurance companies. We know their tactics, strategies, and pressure points.
  • Millions recovered for clients. Numerous million-dollar-plus recoveries including verdicts recognized by The National Law Journal as among the Top 100 in the country.
  • Record-breaking results. Including the largest dog bite settlement in Illinois history ($1.5 million) and a $3.8 million wrongful death settlement.
  • Illinois Super Lawyer, 2012-2025. Matthew Willens has been named an Illinois Super Lawyer every year for over a decade, placing him in the top 1% of attorneys statewide.
  • AV Preeminent rated. 5.0 out of 5.0 on Martindale-Hubbell, the highest ethical and professional rating available.
  • A+ BBB rating. Consistent dedication to client service and ethical practice.
  • 4.9-star rating from 250+ reviews. Our clients consistently praise our communication, compassion, and results.
  • Million Dollar Advocates Forum member. Reserved for attorneys who have secured million-dollar verdicts or settlements.
  • We only represent people. We never represent corporations or insurance companies.
  • No fee unless we win. We advance all costs. You pay nothing out of pocket.
  • We come to you. Available 24/7. If you are injured and cannot travel, we will come to your home or hospital.

What Our Clients Say

“Your professionalism, persistence and continued support let me and my family get through this very difficult time.”

– M.W., former client

“My deepest and most heartfelt sincere thank you for all of your efforts. You went above and beyond. I cannot thank you enough for all of your help. You are always in our prayers.”

– P.M., former client

“Matt took my case and treated me like a personal friend. I received a large settlement within nine months. I highly recommend Willens Law to anyone.”

– Ed B., former client

“David was very good at keeping me up to date on what was happening. He fought for me and explained each step. Could not have asked for better representation.”

– Jennifer B., former client

“I got in a pretty bad car accident and a friend recommended Willens and Baez. I was so down in the dumps, but they talked me through my options, and at no point did I feel pressured. Eventually, things worked out. Highly recommend.”

– Client testimonial

Injured in a Chicago Car Accident? Get a Free Consultation Today.

Do not wait for the insurance company to decide what your injuries are worth. Let the experienced Chicago car accident lawyers at Willens & Baez fight for the full compensation you deserve.

Call (312) 313-8831 for a free, no-obligation case review. We are available 24/7 and will come to you.

Free Consultation. No Fee Unless We Win. We’ll Even Come to You.


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