“Full and final offer”. That phrase has been used an incalculable number of times as a strategy to coerce attorneys, and injured parties alike, into accepting a subpar amount for closure of a personal injury matter. Our firm, and our clients, will not be strong-armed into accepting anything less than the full value of their rightful claims.
Our client was a passenger in a vehicle that was rear-ended in a parking lot on February 5, 2021. What might otherwise have appeared to be a routine rear-end automobile collision with repairable damage to the vehicle our client was in, turned into a years-long battle of attempting to alleviate significant and debilitating back and hip pain. In an effort to resolve the claim, the other driver’s insurance offered an amount that did not even cover our client’s incurred medical expenses: citing the minimal property damage and MRI results showing no need for surgery. After filing a lawsuit, and presenting our client, and her physicians for depositions, we were able to obtain a policy-limit offer that was FOUR times greater than their previous “full and final” offer. The power of proactive litigation in the administration of justice has once again proven itself to be an essential tool for holding insurance companies accountable.
