If you have been in a Chicago hit and run car accident, resulting in not only property damage but serious personal injury, you may be worried that you cannot get compensation.
Drivers are required by law to stop after a car accident. However, many drivers do not, either because they do not have insurance or they do not want the hassle and consequences of their actions. If you have been in a hit and run car accident, resulting in not only property damage but serious personal injury, you may be worried that you cannot get compensation.
Do not worry, you can still get compensation after a hit and run car accident if you are carrying uninsured motorist coverage. Uninsured motorist coverage is not a required part of all car insurance policies offered in the state of Illinois, so unless you voluntarily waived coverage, you should have access to compensation for a hit and run accident.
Unfortunately, though, getting compensation is not always as easy as notifying your insurance company.
When Your Insurance Company Is Your Adversary
Most of the time, your insurance company is supposed to work with you to get you the best deal possible after your car accident. They want the other insurance company to pay, so they will support you when you say an accident is not your fault.
However, when you are making an uninsured motorist claim for a hit and run accident, you may see a different side of your insurance company, as they try to deny or minimize your claim. They may even try to prove that there was no other driver, that the accident was your fault alone.